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 A TTCU Credit Card can simplify your life and maximize your buying power. It’s the intelligent means of enjoying the convenience of a credit card while saving money on interest expense and avoiding annual fees.There are many benefits that make our card the only one you need to carry. Click here to learn more or apply online today.
To Report a card lost or stolen, call 800-237-6211
Click here for a PDF of the complete Visa/MasterCard Credit Card Agreement
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The information about the cost of the cards described below is accurate as of 2/22/2010. This information may have changed after that date. To find out what may have changed, call us at 1-800-234-8828. Write us at PO Box 4999, Tulsa, OK 74159. Note: Visa Gold Card minimum credit line is $1,000.
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| Features |
Visa Gold |
Annual Percentage Rate (APR) for Purchases
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9.9% APR |
Annual Percentage Rate (APR) for Cash Advances & Balance Transfers
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9.9% APR
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| Paying Interest |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
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Credit Card Tips from the Federal Reserve Board
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To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
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Fees
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| Annual Fee |
None |
| Transaction Fees |
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| Transaction fee for Cash Advances and Balance Transfers |
3% of advance, minimum $1.50* |
| Foreign Transaction |
.8% of each transaction in US dollars |
| Foreign Transaction |
1.0% of the converted transaction amount |
| Penalty Fees |
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| Late Payment |
$15.00** |
| Returned Check or ACH Fee |
$15.00*** |
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How We Will Calculate Your Balance: We use the method called the "average daily balance" (including new purchases.)
Billing Rights: Information on your right to dispute transactions and how to exercise those rights is provided in your account agreement.
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| * The cash advance fee will have the affect of raising the APR reported on the statement for the transaction period in which it is charged. ** $15.00 is added to purchase balance whenever you fail to make minimum payment by the due date and may be assessed in addition to the returned check or ACH fee. (No grace period on payments.) *** $15.00 Returned check or ACH fees are added to purchase balance. |
 FALCON Credit Card Protection TTCU is enhancing your credit card to include extra protection against fraud. A credit card representative may call you to verify a purchase if it is outside your normal spending. TTCU must have correct contact numbers on file to provide this protection. If the information on your statement is incorrect, please update it by calling 800-234-8828 Ext. 2215.
 eZ Card Information Visit eZCardInfo.com to get online access to your TTCU credit card accounts.
 Need Credit Card Help? Visit the National Foundation for Credit Counseling (NFCC) website or call them at 866-853-2227 to find the closest service that can help you get your credit card debt under control.
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