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 A TTCU VISA Platinum Card can simplify your life and maximize your buying power. It’s the intelligent means of enjoying the convenience of a credit card while saving money on interest expense and avoiding annual fees.
There are many benefits that make our card the only one you need to carry. Click here to learn more or apply online today.
To Report a card lost or stolen, call 800-237-6211
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The information about the cost of the cards described below is accurate as of 2/15/2011. This information may have changed after that date. To find out what may have changed, call us at 1-800-234-8828. Write us at PO Box 4999, Tulsa, OK 74159. Note: VISA Platinum Card minimum credit line is $1,000.
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| Features |
VISA Platinum Card
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Annual Percentage Rate (APR) for Purchases
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9.90% to 18.99% based on your creditworthiness when you open the account. After that, your APR will vary with the market, based on the Prime Rate as set out in the Variable Rate information section of your Agreement.
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Annual Percentage Rate (APR) for Cash Advances & Balance Transfers
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9.90% to 18.99% based on your creditworthiness when you open the account. After that, your APR will vary with the market based on the Prime Rate as set out in the Variable Rate information section of your Agreement.
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How to Avoid Paying Interest on purchases
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Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
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For Credit Card Tips from the Federal Reserve Board
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To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
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Fees
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| Annual Fee |
None |
TRANSACTION FEES
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| Transaction fee for Cash Advances and Balance Transfers |
0% of advance |
| Foreign Transaction |
.8% of each transaction in US dollars |
| Foreign Transaction |
1.0% of the converted transaction amount |
PENALTY FEES
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| Late Payment |
Up to $15.00 |
| Returned Check or ACH Fee |
Up to $15.00 |
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How We Will Calculate Your Balance: We use the method called the "average daily balance (including new purchases.)"
Billing Rights: Information on your right to dispute transactions and how to exercise those rights is provided in your account agreement.
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 FALCON Credit Card Protection TTCU is enhancing your credit card to include extra protection against fraud. A credit card representative may call you to verify a purchase if it is outside your normal spending. TTCU must have correct contact numbers on file to provide this protection. If the information on your statement is incorrect, please update it by calling 800-234-8828 Ext. 2215.
 eZ Card Information Visit eZCardInfo.com to get online access to your TTCU credit card accounts. View your balance and transactions, activate and view online statements, make online payments and more! Please note that payments made after 3PM Eastern Time (2PM Central Time) will not be posted until the following business day.
 Need Credit Card Help? Visit Greenpath debt solutions website or call them at 877-277-4932 for help getting your debt under control. GreenPath provides financial counseling and budget planning help, FREE to TTCU members.
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