Fee Schedule

Fee Schedule

If there is an inconsistency between this fee schedule and TTCU's Service Charge and Rates Schedule, the Service Charge and Rates Schedule will prevail. Please note: Some of your fees may be lower due to your Member Rewards Level.
Effective as of March 11, 2010
NSF (also includes items presented on closed accounts)	$22.00
NSF Fresh Start Checking	$25.00
Courtesy Pay*	$22.00
Stop Payment²	$22.00
Stop Payment Fresh Start Checking²	$25.00
Deposited Item Returned	$10.00
Account History Printout²	$2.00
Account Research Item After first 15 minutes²	$10.00/hour
Account Research Item Copies²	$1.00/page
ATM Transactions from TTCU owned Machines	FREE!
ATM Withdrawals from Non-TTCU owned Machines**	FREE!
ATM Transfers from Non-TTCU owned Machines**	FREE!
ATM Inquiries from Non-TTCU owned Machines**	FREE!
Official Checks²	$2.00
Collection Item Fee	$12.50 Domestic / $25.00 Foreign
Deposit Verification	$12.00
Deposited Item Returned Paid Against Account	$22.00
Deposited Item Returned Paid Against Account (Fresh Start Checking)	$25.00
Draft Copy²	$3.00
Money Market Excess Withdrawal/Transfer	$12.00 per item or transfer after 3rd item or transfer per month
Money Market Minimum Balance Fee	If balance is below $2,500 then $12 per item processed
Money Orders²	$2.00
New Account Membership Fee	$1.00
Overdrafting From Shares/Line-of-Credit	$5.00 for Free & Fresh Start / $3.00 for Classic & Rewards
Replacement of Lost or Stolen Visa Check Card/PIN	$5.00
Reposting (per item)	$22.00
Reposting (per item) Fresh Start Checking	$25.00
Rewards Checking Service Charge	$6.00 per month
Fresh Start Checking Service Charge	$10.00 per month
Share Draft Balance if falls below $250 on any day of the month (Classic Checking Only)	(Classic Checking Only) $.20/draft
Share Account Reinstatement Fee	$5.00
Share Draft Reconciliation after first 15 minutes²	$15.00/hour
Statement copy²	$2.00/page
Bad Address	$5.00/month
Travelers Checks²	$1.50/per 100
Virtual Branch Service (VBS - online banking)	FREE
Wire Transfers² (outgoing) Use Fax#: 918-749-2976	$10.00
Wire Transfers² (incoming) Use Fax#: 918-749-2976	$8.00
Wire Transfers (foreign) Use Fax#: 918-749-2976	$30.00
Bill Pay	FREE
Over-the-Counter Check Withdrawal²	$1.00
Safe Deposit Box³ (3" x 5")***	$25.00/year
Safe Deposit Box³ (5" x 5")***	$30.00/year
Safe Deposit Box³ (3" x 10")***	$40.00/year
Safe Deposit Box³ (5" x 10")***	$55.00/year
Safe Deposit Box³ (10" x 10")***	$95.00/year
Safe Deposit Box Key Deposit	$10.00
Garnishment or Levy	$20.00
Excess Share/Club withdrawal (for each withdrawal after 24th in a calendar year)	$1.00

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of Fresh Start checking accounts which pays overdrafts up to $200 (including fees.) Must be a member in good standing, 18 and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for Courtesy Pay overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing.

** ATM transactions may be subject to surcharge fees charged by the individual ATM owner.

*** Safe Deposit Box sizes vary by branch. Check with your closest branch for availability.

² Fee waived with Platinum, Gold and Silver Member Rewards Levels

³ Fee discounted at 50% with Platinum, Gold and Silver Member Rewards Levels