| If there is an inconsistency between this fee schedule and TTCU's Service Charge and Rates Schedule, the Service Charge and Rates Schedule will prevail. Please note: Some of your fees may be lower due to your Member Participation Rewards Level. |
| Effective as of January 1, 2008 |
| NSF (also includes items presented on closed accounts) |
$22.00 |
| NSF 2nd Chance Checking |
$25.00 |
| Courtesy Pay * |
$22.00 |
| Stop Payment |
$22.00 |
| Stop Payment 2nd Chance Checking |
$25.00 |
| Deposited Item Returned |
$10.00 |
| Account History Printout |
$2.00 |
| Account Research Item After 1st 15 minutes |
$10.00/hour |
| Account Research Item Copies |
$1.00/page |
| ATM Transactions from TTCU owned Machines |
FREE |
| ATM Withdrawals from Non-TTCU owned Machines ** |
First five (5) FREE per month |
| ATM Transfers from Non-TTCU owned Machines ** |
First five (5) FREE per month |
| ATM Inquiries from Non-TTCU owned Machines ** |
First five (5) FREE per month |
| Cashiers Checks |
$2.00 |
| Collection Item Fee |
$12.50 Domestic
$25.00 Foreign |
| Deposit Verification |
$12.00 |
| Deposited Item Returned Paid Against Account |
$22.00 |
| Deposited Item Returned Paid Against Account 2nd Chance Checking |
$25.00 |
| Draft Copy |
$3.00 |
| Money Market Excess Withdrawal/Transfer |
$12 per item or transfer after 3rd item or transfer per month |
| Money Market Minimum Balance Fee |
If balance is below $2,500, then $12 per item processed |
| Money Orders |
$2.00 |
| New Account Membership Fee |
$1.00 |
| Overdrafting From Shares/Line-of-Credit |
$5.00 for Free & 2nd Chance Checking / $3.00 for Classic & Rewards Checking |
| Replacement of Lost or Stolen Visa Check Card/PIN |
$5.00 |
| Reposting (per item) |
$22.00 |
| Reposting (per item) 2nd Chance Checking |
$25.00 |
| Rewards Checking Service Charge |
$6.00 per month |
| 2nd Chance Checking Service Charge |
$10.00 per month |
| Share Draft Balance if falls below $250 on any day of the month |
Classic Checking Only $.20/draft. Does not apply to Rewards, 2nd Chance, or Free Checking |
| Share Account Reinstatement Fee |
$5.00 |
| Share Draft Reconciliation After 1st 15 minutes |
$15.00/hour |
| Statement copy/page |
$2.00/page |
| Bad Address |
$5.00/month |
| Travelers Checks, per $100 |
$1.50 |
| Virtual Branch Service (VBS) |
FREE |
| Wire Transfers (outgoing) |
$10.00 |
| Wire Transfers (incoming) |
$8.00 |
| Wire Transfers (foreign) |
$30.00 |
| Bill Pay |
FREE |
| Over-the-Counter Check Withdrawal |
$1.00 |
| Safe Deposit Box: (3" x 5")*** |
$25.00/year |
| Safe Deposit Box: (5" x 5")*** |
$30.00/year |
| Safe Deposit Box: (3" x 10")*** |
$40.00/year |
| Safe Deposit Box: (5" x 10")*** |
$55.00/year |
| Safe Deposit Box (10" x 10")*** |
$95.00/year |
| Safe Deposit Box Key Deposit |
$10.00 |
| Garnishment or Levy |
$20.00 |
| Excess Share/Club withdrawal (for each withdrawal after 24th in a calendar year) |
$1.00 |
