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* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting. ** ATM transactions may be subject to surcharge fees charged by the individual ATM owner. *** Safe Deposit Box sizes vary by branch. Check with your closest branch for availability. 2 Fee waived with Platinum, Gold and Silver Member Rewards Levels 3 Fee discounted at 50% with Platinum, Gold and Silver Member Rewards Levels 4 Low balance, single product is a share/savings only account, open more than 180 days, with less than $100 balance at the end of the month and the primary member is older than 26. This fee will continue until the account is closed.A member can be removed from the single product, low balance list by opening a second product (such as a checking account, loan, IRA or certificate) or by maintaining a balance of more than $100 in your share/savings account. |
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