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Fee Schedule
If there is an inconsistency between this fee schedule and TTCU's Service Charge and Rates Schedule, the Service Charge and Rates Schedule will prevail. Please note: Some of your fees may be lower due to your Member Rewards Level.
Effective as of May 28, 2009
NSF (also includes items presented on closed accounts) $22.00
NSF Fresh Start Checking $25.00
Courtesy Pay * $22.00
Stop Payment $22.00
Stop Payment Fresh Start Checking $25.00
Deposited Item Returned $10.00
Account History Printout $2.00
Account Research Item After 1st 15 minutes $10.00/hour
Account Research Item Copies $1.00/page
ATM Transactions from TTCU owned Machines FREE
ATM Withdrawals from Non-TTCU owned Machines ** First five (5) FREE per month
ATM Transfers from Non-TTCU owned Machines ** First five (5) FREE per month
ATM Inquiries from Non-TTCU owned Machines ** First five (5) FREE per month
Cashiers Checks $2.00
Collection Item Fee $12.50 Domestic
$25.00 Foreign
Deposit Verification $12.00
Deposited Item Returned Paid Against Account $22.00
Deposited Item Returned Paid Against Account Fresh Start Checking $25.00
Draft Copy $3.00
Money Market Excess Withdrawal/Transfer $12 per item or transfer after 3rd item or transfer per month
Money Market Minimum Balance Fee If balance is below $2,500, then $12 per item processed
Money Orders $2.00
New Account Membership Fee $1.00
Overdrafting From Shares/Line-of-Credit $5.00 for Free & Fresh Start Checking / $3.00 for Classic & Rewards Checking
Replacement of Lost or Stolen Visa Check Card/PIN $5.00
Reposting (per item) $22.00
Reposting (per item) Fresh Start Checking $25.00
Rewards Checking Service Charge $6.00 per month
Fresh Start Checking Service Charge $10.00 per month
Share Draft Balance if falls below $250 on any day of the month Classic Checking Only $.20/draft. Does not apply to Rewards, Fresh Start, or Free Checking
Share Account Reinstatement Fee $5.00
Share Draft Reconciliation After 1st 15 minutes $15.00/hour
Statement copy/page $2.00/page
Bad Address $5.00/month
Travelers Checks, per $100 $1.50
Virtual Branch Service (VBS) FREE
Wire Transfers (outgoing) $10.00
Wire Transfers (incoming) $8.00
Wire Transfers (foreign) $30.00
Bill Pay FREE
Over-the-Counter Check Withdrawal $1.00
Safe Deposit Box:  (3" x 5")*** $25.00/year
Safe Deposit Box:  (5" x 5")*** $30.00/year
Safe Deposit Box: (3" x 10")*** $40.00/year
Safe Deposit Box: (5" x 10")*** $55.00/year
Safe Deposit Box (10" x 10")*** $95.00/year
Safe Deposit Box Key Deposit $10.00
Garnishment or Levy $20.00
Excess Share/Club withdrawal (for each withdrawal after 24th in a calendar year) $1.00

* Member in good standing, 18 and older, 60-day waiting period on new checking accounts. Fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing.

** First five (5) are FREE each month and .50 per transaction thereafter.

*** Safe Deposit Box sizes vary by branch. Check with your closest branch for availability.

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