FRESH START CHECKING

This checking account is designed to help those who have had trouble managing their checking account in the past, but desire a fresh start. For a small monthly fee you can receive many of the same benefits as our other checking accounts while rebuilding your credit. After one year of maintaining your account in good-standing, you may request to switch to another type of TTCU Checking Account.

• Opening Deposit of Only $25
• No Minimum Balance
• Monthly Service Charge of $10
• Unlimited Check Writing
• FREE ATM Transactions - NEW!
• FREE Virtual Branch (Home Banking)
  
• FREE Mobile Branch (Mobile Banking)
• FREE Bill Pay 
• FREE Visa Check Card
• FREE MARCIA (Telephone Teller)
  
• FREE E-Statements
• Carbonless Check Copies
• Courtesy Pay* (Overdraft Protection)

* Courtesy Pay pays your overdrafts up to $200 (including fees) for TTCU's Fresh Start Checking Account. Must be a member in good standing, 18 and older, 60-day waiting period on new checking accounts. A $25 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing.