Land Only Loans

If your dream is to build a home on your own land, TTCU can finance your land only loan. We will lend on parcels of land up to 20 acres on which you intend to build your primary residence sometime in the future. The parcels must be located in one of the following counties in NE Oklahoma: 

• Adair
• Cherokee
• Craig
• Creek
• Delaware
• Mayes
• Muskogee
• Nowata
• Okmulgee
• Osage
• Ottawa
• Rogers
• Tulsa
• Wagoner
• Washington
• Sequoyah
• Pawnee
• Payne

There are other Oklahoma counties that may be designated by TTCU management. First mortgage loans only, max 15-year term. The maximum loan to value is 80% for up to 10 acres & 60% LTV for parcels over 10 acres up to a maximum of 20 acres.

Click here for rates and terms. We also limit these loans to one per household. Land must be vacant. No commercial or industrial zoning is accepted. Please contact our Real Estate department at 918-749-8828 for further details.