Your Premier Auto Lender

IGNORANCE IS NOT BLISS  Dont' be fooled by the values you may hear at various places. Get actual values from your source noted for accuracy, TTCU. Let Bill Bryant, our Auto Information Advisor help you decide fair values for vehicles by calling him at 749-TTCU ext. 2263, toll-free at 800-234-8828 Ext. 2263, or by emailing him at wbryant@ttcu.com. You'll be glad you did. Click here for an article about how to make a wise vehicle purchase.

Buying a car is no longer one of the great mysteries of commerce. Here you can access tools that give you the information you need to make an educated decision about a new or used vehicle.

Use this tool to prepare to shop and make comparisons of NEW VEHICLES.

Use this tool to prepare to shop and make comparisons of USED VEHICLES.

Your Premier Recreational Vehicle Lender

Click on these useful links for information about purchasing other equipment.

Recreational Vehicles

Marine: Boats / Motors / Trailers

Powersports: Motorcycles / Jet Skis

Classic Cars

Van / Truck / Limo Conversion

LOAN APPLICATION: Click here for our online loan application or here for our most up-to-date rate information.

AUTO INFORMATION OFFICER: FREE of Charge! Mr. Bill Bryant, TTCU's Auto Information Officer has everything needed to help you make the best deal on your next vehicle purchase. He equips TTCU members with the real numbers to enable you to be a smart, well-educated, and savvy shopper and can direct you to the most reasonable dealerships to work with. Click here for his top four vehicle shopping tips. You can contact Mr. Bryant by calling 749-8828 Ext. 2263 or Toll Free, 800/ 749-8828 Ext. 2263.

Click here to get your CARFAX® Vehicle History Report.

What Does TTCU Have to Offer When you Buy or Refinance Your Vehicle?

 MECHANICAL BREAKDOWN PROTECTION (MBP) - Repair work is outrageously expensive. TTCU offers a very competitively priced MBP that covers you for a variety of mechanical failures and features:

• $0 or $50 deductible
• Money Back Guarantee
• Nation wide protection (any certified mechanic is the US or Canada)
• 24- hour roadside assistance
• Direct Payment to Repair Facility
• $362,895 paid on behalf of TTCU Member repairs in 2007
• Coverage for special electronics
• Coverage for Commercial Vehicles

GAP ADVANTAGE – Today’s vehicles depreciate at an alarming rate. In the event of a total loss, GAP protects you from owing more on your vehicle than it’s worth.

• In the event of a total loss (stolen, totaled by wreck or storm) GAP pays the difference between what your insurance company pays (market value) and the payoff on your loan. 
• Plus, if you have a GAP claim you get a $1,000 credit on your next vehicle loan with TTCU (within 90 days). 
• Can be added to your loan at any time.
• TTCU Members received $238,725 in GAP claims in 2007!

PAYMENT PROTECTION - Protects you against a death and/or disability.  The premium charged is the lowest allowed in Oklahoma and is built into your loan payment for only a few dollars per month.  TTCU members received $955,162 for the death benefit and $35,900 for the disability benefit in 2007.

PAYMENT OPTIONS – There are so many ways to make your payment it will make you dizzy.

• Virtual Branch – Use our Virtual Branch to set up your payment to transfer automatically every month or any time you wish 24/7
• Funds Distribution – Set your payment up to transfer from your checking on a specified date every month.
• Convenient Branches – Make real time payments at any of our Branch locations
• Mail – Use the convenient payment envelopes provided to mail your payment each month
• Credit Union Shared Services Centers Nationwide. (Click here for locations)
• ACH - TTCU can deduct your payment from any financial institution

ACCESS TO REAL PEOPLE - Don’t get stuck with a lender that is inaccessible, out of state and inflexible.  TTCU has Loan Officers and Processors at all of our branch locations to assist you in all circumstances.