Your Membership Matters

Check Your  Savings Account Each Quarter to Find out Your Rewards Dividend!

Would you like to earn more on your deposits or pay less on your loans? TTCU members are recognizing the benefits of choosing TTCU as their primary financial institution through the Member Rewards Program. We paid $1.64 million to our members in 2009!

TTCU's Member Rewards program was developed to reward our member's loyalty and usage of products and services. Member Rewards is our way of rewarding you for making TTCU your primary financial institution. The program entitles you to free services, waived fees and Reward Dividends*** depending on your level of participation. Members must be in good-standing to receive Member Rewards.

All your TTCU accounts within your member number work together to earn you extra benefits in our Member Rewards program. At the end of each quarter your account participation and balances are combined together to determine your Reward level. Each quarter, you have the opportunity to automatically move up to a higher reward level with even greater benefits.

TTCU's Member Rewards program has four levels of rewards based on participation, Platinum, Gold, Silver and Bronze. See the table below to learn more about the reward levels. If you have any questions just visit any of our branch locations or call us at 918-749-8828.

LEVEL	QUALIFICATION	REWARDS
Bronze	Checking Account	FREE Non-TTCU ATM Withdrawal and inquiry (Five each per month) FREE Bill Pay, FREE Virtual Branch, FREE MARCIA
Silver	Checking Account AND at least $5,000 in average Deposit and Loan balances*	Bronze Rewards, plus the following waived: Photocopy Fees Reconciliation / Account Research Fees Stop Payment Fees Statement Copy Fees Counter Check Fees Cashier Check Fees Money Order Fees Travelers Check Fees Wire Transfer Fees (Domestic only) Safe Deposit Box Fees discounted at 50%
Gold	Checking Account with Direct Deposit or Real Estate Loan** AND at least $20,000 in total average Deposit and Loan balances*	Silver Rewards, plus a Reward Dividend*** based on average Deposit and Loan balances
Platinum	Checking Account with Direct Deposit or Real Estate Loan** AND at least $20,000 in total Deposit and Loan average balances* AND Ten or more years of continuous membership	Gold Rewards, plus an additional Reward Dividend*** due to Member Loyalty based on average Deposit and Loan balances

* The balance used in the criteria will be the sum of the quarterly averages of each loan and deposit account for a member.

** Checking account must have at least one direct deposit in the last 60 days. Real estate loans include first and second mortgages or ELOCs.

*** A Reward Dividend is paid at the end of each quarter to the primary share savings account of a qualifying member.