Get Rewarded for Your Membership!

When was the last time a financial institution paid you to have a loan? “It Pays to be a Member at TTCU” where our members are rewarded for choosing TTCU as their primary financial institution. Through the Member Rewards program, TTCU rewards our members for having balances on loans and deposits. We pay you, just for being you! We paid $1.64 million to our members in 2009!

TTCU created the Member Rewards program because we are committed to rewarding our members with the very best for their loyalty and usage of the products and services we provide. The program entitles you to free services, waived fees and Reward Dividends*** depending on your level of participation in credit union services.

Your membership matters at TTCU. As a member you are rewarded for every aspect of your business. All of your TTCU accounts work together to earn you extra benefits in our Member Rewards. At the end of each quarter your account participation and balances are combined to determine your Reward level. Each quarter, you have the opportunity to automatically advance to a higher reward level that provides even greater benefits. The more services you use, the higher the Reward level.

TTCU's Member Rewards program has four levels of rewards based on participation; Platinum, Gold, Silver and Bronze. See the table below to learn more about the reward levels.

Go ahead and ask your neighbor how much their financial institution paid them this year, and then tell them about your credit union that pays you simply for being you, TTCU.

If you have any questions just visit any of our branch locations or call us at 918-749-8828.

LEVEL	QUALIFICATION	REWARDS
Bronze	Checking Account	NEW! - FREE ATM Transactions FREE Virtual Branch FREE Bill Pay FREE Mobile Banking FREE MARCIA FREE Visa Check Card
Silver	Checking Account AND at least $5,000 in average Deposit and Loan balances*	Bronze Rewards, plus the following waived: Photocopy Fees Reconciliation / Account Research Fees Stop Payment Fees Statement Copy Fees Counter/Official Check Fees Money Order Fees Travelers Check Fees Wire Transfer Fees (Domestic only) Safe Deposit Box Fees discounted at 50%
Gold	Checking Account with Direct Deposit or Real Estate Loan** AND at least $20,000 in total average Deposit and Loan balances*	Silver Rewards, plus a Reward Dividend*** based on average Deposit and Loan balances
Platinum	Checking Account with Direct Deposit or Real Estate Loan** AND at least $20,000 in total Deposit and Loan average balances* AND Ten or more years of continuous membership	Gold Rewards, plus an additional Reward Dividend*** due to Member Loyalty based on average Deposit and Loan balances

* The balance used in the criteria will be the sum of the quarterly averages of each loan and deposit account for a member.

** Checking account must have at least one direct deposit in the last 60 days. Real estate loans include first and second mortgages or ELOCs.

*** A Reward Dividend is paid at the end of each quarter to the primary checking account or primary share/savings account of a qualifying member.