Your Membership Matters

TTCU's Member Participation Rewards (MPR) program was developed to reward our member's loyalty and usage of products and services. MPR is our way of rewarding you for making TTCU your primary financial institution. The program entitles you to free services, waived fees and participation dividends*** depending on your level of participation.

All your TTCU accounts within your member number work together to earn you extra benefits in our MPR program. At the end of each quarter your account participation and balances are combined together to determine your MPR level. Each quarter, you have the opportunity to automatically move up to a higher reward level with even greater benefits.

TTCU's MPR program has four levels of rewards based on participation, Platinum, Gold, Silver and Bronze. See the table below to learn more about the reward levels. If you have any questions just visit any of our branch locations or call us at (918) 749-8828.

LEVEL	QUALIFICATION	REWARDS
Bronze	Checking Account	FREE Non-TTCU ATM Withdrawal and inquiry (Five each per month) FREE Bill Pay, FREE Virtual Branch, FREE MARCIA
Silver	Checking Account AND at least $5,000 in average Deposit and Loan balances*	Bronze Rewards, plus the following waived: Photocopy Fees Reconciliation / Account Research Fees Stop Payment Fees Statement Copy Fees Counter Check Fees Cashier Check Fees Money Order Fees Travelers Check Fees Wire Transfer Fees (Domestic only) Safe Deposit Box Fees discounted at 50%
Gold	Checking Account with Direct Deposit or Real Estate Loan** AND at least $20,000 in total average Deposit and Loan balances*	Silver Rewards, plus a Participation Dividend*** based on average Deposit and Loan balances
Platinum	Checking Account with Direct Deposit or Real Estate Loan** AND at least $20,000 in total Deposit and Loan average balances* AND Ten or more years of continuous membership	Gold Rewards, plus an additional Participation Dividend*** due to Member Loyalty based on average Deposit and Loan balances

* The balance used in the criteria will be the sum of the quarterly averages of each loan and deposit account for a member.

** Checking account must have at least one direct deposit in the last 60 days. Real estate loans include first and second mortgages or ELOCs.

*** A Participation Dividend is paid at the end of each quarter to the primary share savings account of a qualifying member.