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Why TTCU Checking? It's simple: FREE Worldwide ATM Access; Overdraft Protection; Free VISA Check Card. With one of our accounts, you'll have the most convenient checking around. If you're debating the hassle of changing accounts, here's a convenient "switch kit" to help make changing your checking account as easy as possible.



TTCU has no check card fees!


School Pride Visa Check Cards - ORU

At a time when many financial institutions have started charging fees for the convenience of having and/or using a debit card, TTCU's is still FREE! Choose from 41 different designs including 40 of our renowned School Pride® Visa Check Cards that help raise money for your favorite school every time you use your card. Click for more information about our School Pride® Program and to see all the exciting designs.



All TTCU ATM transactions are FREE! 


In our ongoing effort to reward our members for their loyalty, we've enhanced our Member Rewards program to offer all TTCU and non-TTCU ATM transactions for FREE. Enjoy the convenience of ATM banking at any ATM worldwide without incurring any TTCU fees*. Now there's no reason NOT to check with us!


If you already have a TTCU checking account and need to reorder checks, you can order them online. Have your reorder slip or check information available when you place your order. Click to reorder checks.


Starter kits of eight pre-numbered checks are provided with each new account. Members who have retired are eligible to receive TTCU-branded checks for free. Additional information is available on our Rates and Fee Schedule pages.








This checking account is loaded with rewards for you! For a small monthly fee of $6 per month you can receive dividends on your balance and all of the features below, plus more! Click for more information about our Rewards Checking accounts




Free Checking accounts at TTCU are just that... Free! No hidden fees, plus the features below. Click for more information about our FREE Checking accounts.




Our Classic Checking accounts earns monthly dividends, with no service charge. If you maintain a minimum balance of $250 in your Classic Checking account, you can also have unlimited check writing. If the balance drops below $250 on any day of the month, a fee will be charged for each check that clears your account. Click for more information about our Classic Checking accounts.




This checking account is designed to help those who have had trouble managing their checking account in the past, but desire a fresh start. For a small monthly fee you can receive many of the same benefits as our other checking accounts while rebuilding your credit. Click for more information about our Fresh Start Checking accounts.



All accounts are eligible for the following:


* ATM transactions may be subject to surcharge fees charged by the individual ATM owner.


** Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.


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