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Privacy Policy

PRIVACY POLICY
FOR TTCU THE CREDIT UNION

 

FACTS WHAT DOES TTCU THE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Account Transactions
  • Account Balances and Payment History
  • Credit History and Credit Score
HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons TTCU chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does TTCU
Share?
Can you limit
this sharing?
For our everyday business purposes   Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes  To offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes  Information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes  Information about your creditworthiness No We don't share
For non-affiliates to market to you No We don't share

 

To limit our sharing Call 1-800-234-8828
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 918-749-8828

 

What we do
How does TTCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does TTCU collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Use your debit or credit card
  • Deposit money or pay your bills

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

 Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
  • State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates Companies related by common ownership or control.  They can be financial and non-financial companies.
TTCU The Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
TTCU The Credit Union does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partner is Affinion Group for offering Accidental Death and Dismemberment Insurance.

Rev. 1/11

 

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