* With approved credit. Some restrictions apply. Offer valid 8/1/2021 to 10/31/2021. $5 minimum deposit to open; $25 minimum average balance to receive dividends. Annual Percentage Yield for dividend-bearing accounts is .15% as of 7/15/2021. Rate is variable and subject to change after account opening. Fees could reduce earnings on the account. Account must be a new checking relationship; offer does not apply to second or subsequent checking accounts. To receive the $200 bonus, a qualified recurring payroll or Social Security direct deposit of $200 or more must be established by 11/30/2021. Cash bonus will be deposited automatically into the new account by 12/31/2021. A 1099-INT or applicable tax form for the value of the promotional account credit will be issued to the account holder.