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A Happy Birthday After All

Posted By  Abigail S.

"It helped me turn my financial situation around."


African American woman standing in front of windowsName: Andreya W.
Home branch: North Pointe

Member since: 2019

Getting into a car accident was not Andreya W.’s idea of a happy birthday. But it turned out to be a blessing in disguise.

After the accident on her thirtieth birthday, Andreya didn’t waste any time. She thought her car would end up being totaled, and a coworker at the University of Tulsa had told Andreya all about her car loan experience with TTCU. Andreya immediately applied to be a TTCU member online.

“It was super easy,” Andreya said. “I also liked that (TTCU) had a branch close to my house. It’s convenient to go through the drive-thru.”

While her car was being assessed, she was driving a rental car. At the same time, a TTCU employee helped her navigate using her GAP insurance coverage, which makes up the difference between the amount owed and the value of the car. Once she got word that her car was officially totaled, she began car shopping.

Andreya had been driving a Lexus SUV, but the expense had been hurting her budget. She worked to find a Honda SUV with all the extras she loved, and with her low interest rate from TTCU, she began saving $220 a month!*

“It helped me turn my financial situation around,” Andreya said.

With the extra money in her budget, Andreya tackled her debt. Six months later, she celebrated paying off all her credit card debt, and she’s still reaping the rewards of the extra cash flow.

“My credit score continues to rise,” Andreya said.

Thanks to TTCU, her car accident on her thirtieth birthday turned out to have a happy ending after all.

*Some restrictions apply. Your savings and rate will vary depending on your credit score.