Why Join
We are committed to making sure members are on the financial path that works best for them and their situation.
What's your next project?
Home-related expenses are inevitable! You can move your project forward now by applying for a loan online or directly with one of our trusted partners. The merchant lending process puts you in control, so work with one of our partners or a vendor of your choice. Our flexible loan options help you pay for qualifying home-related improvements on a timeline that works for you.
What is a Flexible Project Loan?
TTCU's flexible project loans are a straightforward way to finance a home project with an unsecured loan, meaning you aren't using your home as collateral or relying on your home equity. The process is fast and simple, so you can focus on your project instead of the paperwork. You can finance through one of our trusted merchant partners or any qualified vendor you choose; either way, your loan is with TTCU.
Common uses include:
- Heating & cooling: new HVAC systems or major repairs
- Exterior improvements: roofing, deck or a new fence
- Backyard upgrades: pools, hot tubs and outdoor living
- Interior projects: remodels and renovations
- Structural repairs: foundation repair
If your upcoming project is like one of these examples, there is a good chance financing through TTCU with a merchant is right for you.
Ready to get started?
You can apply online right now. The quick online application will ask for basic information about your project and the requested loan amount. In most cases, applications can be processed quickly so vendors can schedule your work promptly—no lengthy delays.
Need Help?
If you are still deciding on a project, vendor or timeline, connect with a member of our Merchant Lending team by phone at (918) 498-5220 (Mon - Fri, 9a - 6p). One of our specialists can help you understand the process and what to expect—without burying you in the details. We are here to support you when you need it.
Other Loan Resources
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Make a Loan Payment
There are several ways you can make your TTCU loan payment — some free, and some that charge a small fee.Make a Loan Payment Details -
Recreation Loan
Add some adventure to your life with a TTCU Recreation Loan.Recreation Loan Details -
Home Equity Line of Credit
Unlock the equity in your home with a HELOC. Consolidate debts, add a new addition, take that dream vacation and more!HELOC Details -
Home Equity Calculator
How much can I borrow from my home equity (HELOC)?Use The Home Equity Calculator
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Switching to TTCU was the best move I ever made.
Jill S. -
Service is always 1st class from start to finish!
R.A. J. -
TTCU rises above the rest.
Tina T. -
TTCU makes me feel like a valued member, not just a number
Sherry B. -
TTCU supports their members and communities.
Karen W. -
TTCU is my banking family
Sammie K. -
TTCU simplified my life.
Jennifer O. -
TTCU gave me a chance.
Rebecca A. -
I'm glad I chose TTCU.
Sherri S. -
TTCU made it easy for us to buy our dream home.
Larry M. -
TTCU treats me like a person, not just a bank account.
Meredith F. -
TTCU gave me a second chance.
Kim W. -
Our family trusts TTCU.
Roger B. -
You can't beat the customer service at TTCU
Misti A -
TTCU makes us feel at home.
Marilyn D. -
TTCU treats members like family.
Matt D. -
TTCU is awesome!!
Jimmy J. -
Thank you for all you do for your members
Vivian B. -
Helping others is what TTCU does best!
Marilyn C. -
I wouldn't dream of going anywhere else than TTCU.
Wendy M.
All loans subject to program requirements and credit approval. Not all applicants will qualify. TTCU Membership required; eligibility applies. Programs, rates, terms and conditions are subject to change without notice.