Loan Services | Loan Types | TTCU The Credit Union

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We offer a variety of loan options, and we’re here to help you find the right loan for your situation.

Loan Types

Apply online for a loan anytime! Loan Representatives are also available from 9am-6pm, Monday through Friday to help you with a loan application in person or over the phone.

  • New & used boats, RVs, motorcycles and more!
  • New consumer goods (piano, hot tub, television, etc.)
  • New computer purchase
  • Personal loans*
  • Debt consolidation*
  • Storm shelter loans
  • Share secured loans
  • Share certificate secured loans
  • 100% financing available
  • Pay off your balance at any time without prepayment penalty
  • Loan amounts based on your ability to pay and credit history
  • Fully protect your loan with Guaranteed Asset Protection and Debt Protection
Current Rates and Disclosures

* With Approved Credit. No penalties for early repayment. APR = Annual Percentage Rate. The APR for an unsecured, personal or debt consolidated loan, as of Nov. 1, 2016, is as low as 6.99% APR for up to 48 months and as low as 7.99% APR between 49-60 months. The rate is fixed and will not increase. Rate & term dependent on credit score. The maximum rate is 17.99%. The period for loan repayment is a minimum of 12 months and a maximum of 60 months. No application or processing fees are associated with TTCU loans. Example: The payment per $1,000 with a 6.99% APR would be $23.94 for a 48 month loan. Total cost of a 48-month loan for $1,000 would be $1,149.02 (principal and interest; no fees). The payment per $1,000 with a 7.99% APR would be $20.27 for a 60 month loan. Total cost of a 60-month loan for $1,000 would be $1,216.12.

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Guaranteed Asset Protection

 

Vehicles today depreciate at an alarming rate. In the event of a total loss (stolen, wreck or storm), Guaranteed Asset Protection protects you from owing more on your vehicle than it's worth. GAP pays the difference between what your insurance company pays (market value) and the payoff on your loan. Plus, if you have to file a GAP claim we'll give you $1,000 toward your next vehicle loan with TTCU (within 90 days). Details

 

Debt Protection

 

For only a few dollars per month, you can safeguard your family against unexpected events, such as disability, involuntary unemployment or even a death. Debt Protection ensures that your family and credit report are protected. Details