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With approved credit (WAC). Some restrictions apply. Property and/or flood insurance may be required. For a 100% land purchase: Fixed rate only. No down payment required for 100% financing. For example: a 15-year fixed loan with an Annual Percentage Rate of 5.245%. The payment per $1,000 financed would be $7.91. Rates as of 11/1/2021 and are subject to change.