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Routing #303986313

Member Rewards

All of your TTCU accounts work together to earn you extra benefits.

More than $28 million paid to members so far.

Through the Member Rewards program, all of your TTCU accounts work together to earn you extra benefits depending on your level of participation in credit union services.

Compare Member Rewards

All members with a checking account in good standing automatically qualify for Bronze member rewards which include standard features such as online banking, a Visa® Debit card and a $10 Courtesy Pay safety net.

The more you invest, the greater reward. Review your opportunities below!

FeatureSilverGoldPlatinumDiamond
Requirements
  • Checking account
  • Qualifying Direct Deposit*
  • Checking account
  • Qualifying Direct Deposit*
  • $20,000
    in average balances.**
  • Checking account
  • Qualifying Direct Deposit*
  • $50,000
    in average balances.**
  • Checking account
  • Qualifying Direct Deposit*
  • $100,000
    in average balances.**
Free ATM Usage***YesYesYesYes
Online BankingYesYesYesYes
Free Bill PayYesYesYesYes
Mobile BankingYesYesYesYes
Visa® Debit CardYesYesYesYes
Courtesy Pay$100 safety net with no overdraft fees.$100 safety net with no overdraft fees.$100 safety net with no overdraft fees.$100 safety net with no overdraft fees.
Fees Waived
(see below)		YesYesYesYes
Reward Dividends****X0.20%0.25%0.30%

 

Fees Waived

  • Photocopy fees
  • Reconciliation/account research fees
  • Statement copy fees
  • Stop payment fees
  • Counter/official check fees
  • Money order fees
  • Wire transfer (domestic only) fees
  • Safe deposit box fees (discounted 50%)
  • Medallion Signatures
    (Medallions by appointment only; call to schedule)
Member Rewards
Member Rewards Mobile

Say goodbye to basic banking and hello to a suite of benefits designed to elevate your financial life. Whether earning dividends on your balance or enjoying fee-free ATM access, you can make every dollar count.

Featured Services

*Qualifying Direct Deposit means the checking account has at least one payroll, retirement or social security deposit of at least $250 that is directly deposited into the Qualifying Account within the past sixty days of the overdraft transaction.

**The balance used in the criteria will be the sum of the quarterly average of each loan and share account for a member. A maximum of $100,000 is used in calculating the quarterly average loan balance.

***ATM transactions may be subject to surcharge fees charged by the individual ATM owner.

****A Reward Dividend is paid to the qualifying members’ account at the end of each quarter.

Courtesy Pay applies when we pay transactions that exceed the available balance in your checking account.  Courtesy Pay is available to members in good standing who are 18 years of age or older. A 60-day waiting period applies to new checking accounts.  We do not pay overdrafts for ATM and everyday debit card transactions unless you have affirmatively consented to the service (Courtesy Pay Plus).   A $24.00 fee may be imposed on each transaction submitted and paid that exceeds your available account balance. We do not charge a fee for a transaction if it creates a negative available balance of less than: $10; or $100, if you have a Qualifying Account and Qualifying Direct Deposit. Any negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. Please refer to the Membership and Account Agreement and the Courtesy Pay and Overdraft Transfer Protection Agreements at ttcu.com for full details.

Visa is a registered trademark of Visa International Service Association.

Programs, rates, terms and conditions are subject to change without notice.

Why Join

We are committed to making sure members are on the financial path that works best for them and their situation.

Why Join TTCU

Car Buying Guide

These facts and tips from our TTCU Federal Credit Union lending experts will help you stay on the exciting side of car buying!

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Member Rewards

Through the Member Rewards program, all of your TTCU accounts work together to earn you extra benefits in the form of free services, waived fees and Reward Dividends!

Member Rewards Details

Calculators

Use our online calculators for auto loan, home loan, debt consolidation, balance transfer and savings estimates!

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Contact Us

Contact our member relations, lending team, corporate office or use our secure email.

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