Auto Loans - Apply Now | TTCU Federal Credit Union - Oklahoma
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Auto Loans

As the area’s premier auto lender, we work hard to bring you extraordinary local service and great auto loan rates. You can apply for an auto loan online, in a branch location, by phone (Direct Lending) or visit one of our preferred auto dealers (Indirect Lending). We’re here to help!

Direct Lending

Before you shop for a new car, get pre-approved for a TTCU auto loan. A pre-approved loan amount gives you a head start and added negotiating power.

If you have a non-TTCU auto loan, consider refinancing. A new auto loan could lower your rate and monthly payment, putting more money in your pocket.

Auto Loan Details

  • New and used auto loans
  • Up to 115% financing available
  • Pay off your balance at any time without prepayment penalty
Current Rates and Disclosures

read more about direct lending for auto loans

Mechanical Breakdown Protection (MBP)


Protect your car investment with Mechanical Breakdown Protection. Our MBP provides protection against mechanical breakdowns beyond your existing manufacturer's warranty. No limit on your claims and only one deductible per visit. Mechanical Breakdown Protection Details


Guaranteed Asset Protection (GAP)


Vehicles today depreciate at an alarming rate. In the event of a total loss (stolen, wreck or storm), Guaranteed Asset Protection protects you from owing more on your vehicle than it's worth. GAP pays the difference between what your insurance company pays (market value) and the payoff on your auto loan. Plus, if you have to file a GAP claim we'll give you $1,000 toward your next vehicle loan with TTCU (within 90 days). Guaranteed Asset Protection Details


Debt Protection


For only a few dollars per month, you can safeguard your family against unexpected events, such as a disability, involuntary unemployment or even a death. Debt Protection ensures that your family and credit report are protected. Debt Protection Details


Insurance Requirements


Proof of comprehensive and collision insurance listing TTCU as the 'LIENHOLDER/LOSS PAYEE' is required on all vehicle secured loans (address below). The maximum deductible is $1,250. Collateral must match the loan document and the policy must include: Policy Number, Policy Period and Company Name. Your insurance policy must include TTCU Federal Credit Union (Control #2179) as LIENHOLDER/LOSS PAYEE.

TTCU Federal Credit Union
P.O. Box 477550
Tulsa, OK 74147-7550

To provide or update your insurance information, you or your insurance agent may contact:; Fax: 800-713-0260 or 918-743-9701; Phone: 800-653-8812.


Indirect Lending - Dealer Partnerships

We've partnered with area dealerships to help you through the car-buying process. Participating dealers can process your new loan directly with TTCU. Now that’s convenience!

Indirect Lending Details

read more about indirect lending



Finding just the right car can be a challenge. Our AutoSMART website has valuable information to help you through your car buying experience. You’ll find helpful articles, trade-in values, vehicle research tools and financing resources. Once you’ve narrowed down your choices, search the inventories of our preferred dealers. You can compare vehicles side-by-side to help you make the best decision for you.


CARFAX Vehicle History Report


Make an informed decision about your next vehicle with a CARFAX Vehicle History Report. A detailed VIN search will provide information like salvage or flood history, total loss accidents, frame damage, registration and title, odometer readings, recalls and much more.