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Routing #303986313

  • $ 5
    Deposit opens your checking account today!

Our Rewards Checking option includes include free ATM access, a Visa® Debit Card, and Overdraft Protection. For a small monthly fee of $6, you can receive dividends on your balance and more! Open a TTCU Checking Account

Additional Rewards Checking Features

Accidental Death Insurance

Enjoy peace of mind with accidental death insurance. Coverage is in effect 24 hours a day, 7 days a week, 365 days a year — whether at home, on business, or outside of the country. 

Enhanced Bonus Travel 10/10/10

Bonus Travel saves you money and time on business and personal travel for airfare, hotel, car rental and more! Make your travel plans by calling the toll-free Bonus Travel Service number and you’ll have access to licensed travel agents and get our 100% Low Price Guarantee.

When you make arrangements through the Bonus Travel Service you’ll get cash rewards on all eligible bookings including 10% of your expense on hotel, airline, car rental, cruises and package trips. What are you waiting for? Book your travel today!

Cash Back Rewards

Savings made simple! Earn cash back just for shopping online. Our secure online shopping network gives you access to hundreds of the nation’s best online retailers.

You can earn money back by making qualified purchases through the Cash Back Rewards website and eligible cash back will be mailed directly to you. It’s that simple!

Everyday Rebates

Get rewarded by purchasing items you use every day! You can get 10% back, up to $10 per quarter, when you submit your receipts through the mail or online using your computer or mobile device. That’s up to $40 each year!

Get rewarded when you purchase:

  • Gas
  • Groceries
  • Clothing
  • Pet supplies
  • Home goods
  • And much more!

Fraud Assist Toolbox

Prevent and recover from identity theft more easily with this online, interactive, step-by-step tool. The Fraud Assist Toolbox is a convenient, online tool that helps streamline the identity theft prevention and recovery process. To help prevent identity theft, you may set fraud alerts and stop pre-approved credit offers.

If you have been a victim of identity theft, you can select the type of problem you are facing, and the online guide will provide step-by-step instructions for resolving your issue. By coaching you through the prevention and recovery process, and sending you reminder emails when you need to follow up, the Fraud Assist Toolbox can reduce the emotional stress of recovering from identity fraud.

Hotel Savings Network

Save 5% - 20% when you stay at any of the participating hotels nationwide.

ID Network

Register a loved one or your own photo and description with the ID Network Safety Service. You’ll receive a high quality, durable plastic ID card with a photo, name and birth date, a physical description and a special member number.

Should the need arise, call the toll-free number on the card, and the ID Network Safety Service will fax a high-resolution, digitized photo and description of the person anywhere you specify including supporting law enforcement agencies. You will receive an annual reminder to update your Safety Service card. The ID Network Safety Service is not just for children. You may register a person of any age.

My Concierge

Looking for a personal assistant? With My Concierge Service, you have access to a team of assistants to help with travel planning and reservations or shopping and dining recommendations. Whether you’re staying home or traveling, we make it easy for you to find information from entertainment and sporting events to household and personal services including research and price comparisons you simply do not have time for!

Services include:

  • Travel recommendations or reservation services including airline tickets, hotel, and car rental through a full-service travel agency.
  • Restaurant reservations, online restaurant reviews, coffee house and nightclub recommendations.
  • Assistance with event tickets, event planning, personal trainers, information on museums, golf courses, spas and fitness centers.
  • Information on distinctive gifts, wedding/baby shower planning, flower recommendations and purchases.
  • Assistance with maid service, moving services, lawn services, grocery delivery and errand running.

Online Local Savings

Members save big at their favorite merchants with thousands of discounts! Simply search the Online Savings website to discover great savings. And with the Savings on Tap® mobile coupon app, available for Apple and Android, it’s easy to take your savings with you wherever you go.

Choose from a wide variety of discounts:

  • Fine dining, casual meals, fast food and more
  • Home improvement services
  • Shopping, auto services, health and beauty products, spa treatments and more

RX Advantage

Members can enjoy savings on generic drugs and brand name prescriptions at participating pharmacies. Participating local network pharmacies include both national and regional chains and many supermarket pharmacy departments.

Sojourns® Magazine

Sojourns brings America’s favorite cities, states, and scenic places right to your living room. You’ll enjoy the dramatic color photographs and well-crafted articles. Each digital issue takes you to interesting destinations, where you’ll learn about the local history, customs, and people.


Members receive discounts on prescription eyeglasses and contacts at participating local network optical providers. Members can also save on eye exams and laser vision correction surgery at participating local network optical providers.

Checking Rates

Frequently Asked Questions

Can I order checks from any company or does it have to be through your vendor?
Do you offer business or commercial accounts?
How can I get a copy of a canceled check?
How can I sign up for direct deposit?
How do I re-order checks?
How much does it cost for a check/draft stop payment?
View More FAQs

Some restrictions apply. With approved credit.

ATM transactions may be subject to surcharge fees charged by the individual ATM owner.

* $25 minimum average balance to receive dividends.

** In paying transactions through Courtesy Pay, your checking account may go negative by up to a maximum of $500 ($200 for Fresh Start Checking), including any and all fees and charges. Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $24 fee will be imposed on each transaction submitted and paid that exceeds your available account balance. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We will not pay overdrafts for ATM and everyday debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting. Please refer to the Membership and Account Agreement and the Courtesy Pay and Overdraft Agreement.