Why Join
We are committed to making sure members are on the financial path that works best for them and their situation.
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$ 5Deposit opens your checking account today!
Our Rewards Checking option includes include free ATM access, a Visa® Debit Card, and Overdraft Protection. For a small monthly fee of $6, you can receive dividends on your balance and more! Open a TTCU Checking Account
- No minimum balance
- Earns dividends*
- Unlimited check writing
- Free ATM transactions
- Free personalized checks (standard design only)
- Free online banking
- Free mobile banking
- Free Bill Pay
- Visa® Debit Card
- Free telephone banking
- Free eStatements
- Carbonless check copies
- Courtesy Pay** (overdraft protection)
- $10,000 24-hour accidental death insurance
- Local Connections
- Everyday Rebate Rewards
- ID Network™ Safety Service
- Travel savings
- Savers Club ®
- Sojourns ® Magazine subscription
- Bonus Travel
- Interactive benefits feature
Additional Rewards Checking Features
Local Connections
Save money at your favorite local merchants with online, printable coupons. Access two-for-one restaurant discounts, as well as savings on attractions, auto and home services, clothing and more. Go directly to the login page.
Everyday Rebate Rewards
Get cash back – simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back, up to $40 per year!
ID Network™ Safety Service
Register your child’s photo and description with the ID Network Safety Service. You’ll receive a high-quality, durable plastic ID card with your child’s photo and description, plus a special member number. Should the need arise, call the toll-free number on the card, and the ID Network will fax a high-resolution, digitized photo and description of your child anywhere in the country. Your child receives a photo ID card with name, birth date and personal member number.
Travel Savings
Get cash rewards in the mail when you arrange travel through the Bonus Travel Reservation Center. You’ll earn a cash reward equal to 5% of your expense on lodging, airline travel, car rentals, cruises and package trips.
Savers Club®
Save 50% at more than 3,000 participating lodging properties from coast to coast. Plus, you’ll find discount offers from theme parks and car rental companies.
Sojourns® Magazine Subscription
Whether you’re a serious traveler, or you prefer to enjoy America’s beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.
Bonus Travel
Make travel plans by calling the toll-free Bonus Travel number. You’ll always receive the lowest domestic airfares available at time of booking through the “Best Fare Search” system. You’ll also receive special, members-only savings on packaged vacations and cruises through the Vacations Savings Hotline.
Interactive Benefits Feature
Immediate, 24-hour-a-day online access to your program benefits.
Checking Rates
Frequently Asked Questions
What happens if I deposit a check and it bounces?
What is a postdated check?
Why did my check bounce when I had money?
What should I do about missing checkbooks?
How much does it cost for a check/draft stop payment?
How can I get a copy of a canceled check?
Other Checking Accounts
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Fresh Start
Fresh Start Checking DetailsOur Fresh Start account is designed to help those who have had trouble managing their accounts in the past and desire a fresh start.
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Classic
Classic Checking DetailsMaintain a $250 minimum balance and earn monthly dividends with our Classic Checking account.
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Free
Free Checking DetailsOur Free Checking Account offers no hidden fees, free ATM access, a Visa® Debit Card, Overdraft Protection and more.
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I wouldn't dream of going anywhere else than TTCU.
Wendy M.
Some restrictions apply. With approved credit. ATM transactions may be subject to surcharge fees charged by the individual ATM owner.
* $25 minimum average balance to receive dividends.
** Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $24 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.