Checking

Free Checking

Our Free Checking account is just that...free! No hidden fees, plus these other features:

With Approved Credit. ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees). In order to qualify for Courtesy Pay you must be a member in good standing and 18 years old or older. There is a 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, in person withdrawal, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.

Classic Checking

Our Classic Checking account requires a $250 minimum balance and earns monthly dividends, with no service charge. If your balance drops below $250 on any day of the month, a fee will be charged for each check that clears your account.

WAC; ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.

Rewards Checking

Our Rewards Checking account is loaded with rewards, just for you! For a small monthly fee of $6, you can receive dividends on your balance and more!

WAC; ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.

 

Fresh Start Checking

Our Fresh Start account is designed to help those who have had trouble managing their accounts in the past, and who desire a fresh start. For a small monthly fee, you can receive many of the same benefits as our other checking accounts. After one year of maintaining your account in good-standing, you may request to switch to another type of checking account.

WAC; ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.