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Find a Checking Account For You!

Every TTCU checking account comes with amazing perks like 24/7 online access, an easy-to-use mobile app, Visa Debit Card, free ATM transactions*, Free Bill Pay and more! Take a look and see which account best matches your needs:

Most Popular

Free Checking

An everyday checking account with benefits like Courtesy Pay and no minimum balance.

  • Enjoy hassle-free checking - No monthly service charge, no opening deposit required.
  • No minimum balance requirement - open and maintain your account with maximum flexibility.
  • Courtesy Pay - Drop up to $100 below zero with no overdraft fees! Qualifying direct deposit required.***
Earns Dividends

Classic Checking

Take your money further with a premium checking account that earns dividends.

  • Dividend earning account - rest assured knowing your money is always growing.
  • Maintain $250 daily balance - With a premium account, keep a balance to waive check charges.**
  • Courtesy Pay - Drop up to $100 below zero with no overdraft fees! Qualifying direct deposit required.***

Earn more with Member Rewards

All of your TTCU accounts work together to earn you extra benefits in the form of free services, waived fees, and reward dividends. Take your finances to the next level.

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80+ debit card designs to choose from.

Every time you use your card, we give back to your school! TTCU has donated more than $3 million to Oklahoma schools through the School Pride® program.

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*ATM transactions may be subject to charge from individual ATM owner.

**Fee will be charged for each cleared check if balance drops below minimum amount.

***Qualifying Direct Deposit means the checking account has at least one payroll, retirement or social security deposit of at least $250 that is directly deposited into the Qualifying Account within the past sixty days of the overdraft transaction.

Courtesy Pay applies when we pay transactions that exceed the available balance in your checking account.  Courtesy Pay is available to members in good standing who are 18 years of age or older. A 60-day waiting period applies to new checking accounts.  We do not pay overdrafts for ATM and everyday debit card transactions unless you have affirmatively consented to the service (Courtesy Pay Plus).   A $24.00 fee may be imposed on each transaction submitted and paid that exceeds your available account balance. We do not charge a fee for a transaction if it creates a negative available balance of less than: $10; or $100, if you have a Qualifying Account and Qualifying Direct Deposit. Any negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. Please refer to the Membership and Account Agreement and the Courtesy Pay and Overdraft Transfer Protection Agreements at ttcu.com for full details.

With approved credit. Some restrictions apply. Membership eligibility required. Programs, rates, terms and conditions are subject to change without notice.