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Checking

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There’s a checking account for you at TTCU! Choose between four account options that each include free ATM access, free Visa Check Cards, Overdraft Protection and more!

Free Checking

Our Free Checking account is just that...free! No hidden fees, plus these other features:

With Approved Credit. ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.

Classic Checking

Our Classic Checking account requires a $250 minimum balance and earns monthly dividends, with no service charge. If your balance drops below $250 on any day of the month, a fee will be charged for each check that clears your account.

WAC; ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.

Rewards Checking

Our Rewards Checking account is loaded with rewards, just for you! For a small monthly fee of $6, you can receive dividends on your balance and more!

WAC; ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.

 

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Local Connections

 

Save money at your favorite local merchants with online, printable coupons. Access two-for-one restaurant discounts, as well as savings on attractions, auto and home services, clothing and more. Click here to go directly to the login page.

 

Everyday Rebate Rewards

 

Get cash back – simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back, up to $40 per year!

 

ID Network™ Safety Service

 

Register your child’s photo and description with the ID Network Safety Service. You’ll receive a high-quality, durable plastic ID card with your child’s photo and description, plus a special member number. Should the need arise, call the toll-free number on the card, and the ID Network will fax a high-resolution, digitized photo and description of your child anywhere in the country. Your child receives a photo ID card with name, birth date and personal member number.

 

Travel Savings

 

Get cash rewards in the mail when you arrange travel through the Bonus Travel Reservation Center. You’ll earn a cash reward equal to 5% of your expense on lodging, airline travel, car rentals, cruises and package trips.

 

Savers Club®

 

Save 50% at more than 3,000 participating lodging properties from coast to coast. Plus, you’ll find discount offers from theme parks and car rental companies.

 

Sojourns® Magazine Subscription

 

Whether you’re a serious traveler, or you prefer to enjoy America’s beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust. You can receive the latest issue in the mail twice a year.

 

Bonus Travel

 

Make travel plans by calling the toll-free Bonus Travel number. You’ll always receive the lowest domestic airfares available at time of booking through the “Best Fare Search” system. You’ll also receive special, members-only savings on packaged vacations and cruises through the Vacations Savings Hotline.

 

Interactive Benefits Feature

 

Click here for immediate, 24-hour-a-day online access to your program benefits.

Fresh Start Checking

Our Fresh Start account is designed to help those who have had trouble managing their accounts in the past, and who desire a fresh start. For a small monthly fee, you can receive many of the same benefits as our other checking accounts while rebuilding your credit. After one year of maintaining your account in good-standing, you may request to switch to another type of checking account.

WAC; ATM transactions may be subject to surcharge fees charged by the individual ATM owner. 

* Courtesy Pay pays your overdrafts up to $500 (including fees) for all checking accounts with the exception of the Fresh Start Account which pays overdrafts up to $200 (including fees.) Member in good standing, 18 years old and older, 60-day waiting period on new checking accounts. A $22 fee is imposed for overdrafts resulting in a negative balance created by checks, ATM withdrawals, or by other electronic means. Negative balance must be repaid within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. We do not pay overdrafts resulting from ATM and debit card transactions unless you have affirmatively consented to this service. However, if an ATM or debit card transaction is authorized against available funds, the transaction will post to the corresponding account even if funds are no longer available at the time of posting.