Whether you want to get pre-approved before shopping for a new car or go directly through a preferred dealer, TTCU has a solution for all your auto loan needs.

  • Member-only loan rates and flexible terms to fit your budget
  • No prepayment penalties or hidden fees — pay off the balance at any time
  • Loan amounts based on your ability to pay and credit history
  • Need a better rate on an existing loan? Refinance with TTCU

Are you pre-approved for an auto loan?

If you haven’t picked out a new car yet, we’ve got you covered. Having a pre-approved auto loan amount puts you in control before you start your car-buying journey. Have peace of mind that you can stay within your budget and feel confident during the negotiation process — with less dealership friction. Get pre-approved in minutes.

Ready to get started?

Apply for an auto loan online in just a few minutes or work directly with a TTCU loan specialist.

Read More About TTCU Credit Union Auto Lending

Mechanical Breakdown Protection (MBP)

Protect your car investment with Mechanical Breakdown Protection. Our MBP plan, AssureGuard, provides protection against mechanical breakdowns beyond your existing manufacturer's warranty. No limit on your claims and only one deductible per visit.

Learn more about AssureGuard, TTCU's Mechanical Breakdown Protection Plan. Also available in Spanish.

Guaranteed Asset Protection (GAP)

Vehicles today depreciate at an alarming rate. In the event of a total loss (stolen, wreck or storm), Guaranteed Asset Protection protects you from owing more on your vehicle than it's worth. GAP Advantage pays the difference between what your insurance company pays (market value) and the payoff on your auto loan. Plus, if you have to file a GAP claim we'll give you $1,000 toward your next vehicle loan with TTCU (within 90 days).

Learn more about GAP Advantage, TTCU's Guaranteed Asset Protection Plan. Also available in Spanish.

Debt Protection

For only a few dollars per month, you can safeguard your family against unexpected events, such as a disability, involuntary unemployment or even a death. Debt Protection ensures that your family and credit report are protected.

For more information about Debt Protection options from TTCU, stop by any branch location or speak with a member relations specialist.

Insurance Requirements

Proof of comprehensive and collision insurance listing TTCU as the 'LIENHOLDER/LOSS PAYEE' is required on all vehicle secured loans (address below). The maximum deductible is $1,250. Collateral must match the loan document, and the policy must include: Policy Number, Policy Period and Company Name. Your insurance policy must include TTCU Federal Credit Union (Control #2179) as LIENHOLDER/LOSS PAYEE.

TTCU Federal Credit Union
P.O. Box 477550
Tulsa, OK 74147-7550

To provide or update your insurance information, you or your insurance agent may contact MyInsuranceInfo:

AutoSMART

Finding just the right car can be a challenge for anyone. Our AutoSMART website can simplify your search before you even leave home! AutoSMART offers valuable information to help you through your car-buying experience, like helpful articles, trade-in values, vehicle research tools and financing resources.

Once you've narrowed down your choices, browse the local inventory of our preferred dealers online. Compare vehicles side-by-side to help you make the best decision for you.

Auto Loan Rates

Frequently Asked Questions

Can I apply for an auto loan if I don't know what car I am buying yet?
Can I qualify for an auto loan with bad credit?
Do you offer loans on vehicles with rebuilt titles?
Does TTCU sell repossessed vehicles to the public?
How are GAP cancellations or refunds applied?
How do I apply to refinance my auto loan?
View More FAQs

Auto Lending Options

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Current rates and disclosures available online.