Member Rewards | TTCU Federal Credit Union

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Member Rewards

Through the Member Rewards program, all of your TTCU accounts work together to earn you extra benefits in the form of free services, waived fees and Reward Dividends* depending on your level of participation in credit union services. At the end of each quarter, your participation level and account balances are combined to determine your Reward Level. To date, TTCU has paid nearly $2​5 million to members in rewards!

Member Rewards has five levels, all based on participation: Bronze, Silver, Gold, Platinum and Diamond.

Some restrictions apply. * A Reward Dividend is paid to the qualifying member’s account at the end of each quarter

Bronze Level

To qualify for the Bronze level, simply open a TTCU Checking account.

The Bronze Level includes the following free rewards:

  • ATM transactions
  • Online banking
  • Free Bill Pay

Silver Level

To qualify for the Silver level, you must have a checking account AND at least $5,000 in total average deposits and loan balances.*

The Silver level includes the following free rewards:
  • ATM transactions
  • Online banking
  • Free Bill Pay
  • Mobile banking
  • Telephone banking (MARCIA)
  • Visa® Check Card
Plus, the following fees waived:
  • Photocopy fees
  • Reconciliation/account research fees
  • Statement copy fees
  • Counter/official check fees
  • Money order fees
  • Wire transfer (domestic only) fees
  • Safe deposit box fees (discounted 50%)

*The balance used in the criteria will be the sum of the quarterly average of each loan and share account for a member. A maximum of $100,000 is used in calculating the quarterly average loan balance.

Gold Level

To qualify for the Gold level, you must have a checking account with direct deposit** AND at least $20,000 in total average deposits and loan balances.*

The Gold level includes the following rewards, PLUS the Gold level dividend*** based on average deposits and loan balances.

The Gold level includes the following free rewards:
  • ATM transactions
  • Online banking
  • Free Bill Pay
  • Mobile banking
  • Telephone banking (MARCIA)
  • Visa® Check Card
Plus, the following fees waived:
  • Photocopy fees
  • Reconciliation/account research fees
  • Statement copy fees
  • Counter/official check fees
  • Money order fees
  • Wire transfer (domestic only) fees
  • Safe deposit box fees (discounted 50%)

*The balance used in the criteria will be the sum of the quarterly average of each loan and share account for a member. A maximum of $100,000 is used in calculating the quarterly average loan balance. ** Checking account must have at least one direct deposit in the last 60 days. *** A Reward Dividend is paid to the qualifying members’ account at the end of each quarter.

Platinum Level

To qualify for the Platinum level, you must have a checking account with direct deposit** AND at least $50,000 in total average deposits and loan balances.*

The Platinum level includes the following rewards, PLUS the Platinum level dividend*** based on average deposits and loan balances.

The Platinum level includes the following free rewards:
  • ATM transactions
  • Online banking
  • Free Bill Pay
  • Mobile banking
  • Telephone banking (MARCIA)
  • Visa® Check Card
Plus, the following fees waived:
  • Photocopy fees
  • Reconciliation/account research fees
  • Statement copy fees
  • Counter/official check fees
  • Money order fees
  • Wire transfer (domestic only) fees
  • Safe deposit box fees (discounted 50%)

*The balance used in the criteria will be the sum of the quarterly average of each loan and share account for a member. A maximum of $100,000 is used in calculating the quarterly average loan balance. ** Checking account must have at least one direct deposit in the last 60 days. *** A Reward Dividend is paid to the qualifying members’ account at the end of each quarter.

Diamond Level

To qualify for the Diamond level, you must have a checking account with direct deposit** AND at least $100,000 in total average deposits and loan balances.*

The Diamond level includes the following rewards, PLUS the Diamond level dividend*** based on average deposits and loan balances.

The Diamond level includes the following free rewards:
  • ATM transactions
  • Online banking
  • Free Bill Pay
  • Mobile banking
  • Telephone banking (MARCIA)
  • Visa® Check Card
Plus, the following fees waived:
  • Photocopy fees
  • Reconciliation/account research fees
  • Statement copy fees
  • Counter/official check fees
  • Money order fees
  • Wire transfer (domestic only) fees
  • Safe deposit box fees (discounted 50%)

*The balance used in the criteria will be the sum of the quarterly average of each loan and share account for a member. A maximum of $100,000 is used in calculating the quarterly average loan balance. ** Checking account must have at least one direct deposit in the last 60 days. *** A Reward Dividend is paid to the qualifying members’ account at the end of each quarter.