Savings Accounts | TTCU Federal Credit Union
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Whether saving for a vacation, or for long-term goals, you’ll find many ways to save with our savings accounts, share certificates, money market accounts and Individual Retirement Accounts (IRAs).

Savings Account

A savings account is all you need to get started as a member at TTCU. Your savings deposits are called “shares,” which are capital investments that make you an owner of our credit union.

  • $25 initial deposit
  • Dividends paid quarterly
  • Access your savings account through online banking, by phone, by mail, payroll deduction or electronic deposit / withdrawal. Deposits to your savings account also can be made at a night depository at any branch.

Certain transactions are limited to six per month.

read more about savings accounts

ATM Access Account


This savings account gives you 24/7 access to your funds for a small monthly fee of $10. Receive dividends on your balance and so much more!**

  • Unlimited ATM withdrawals
  • No credit score qualification
  • Earns dividends
  • $25 Opening Deposit
  • Free telephone banking
  • Free eStatements​

Visit a branch location today to open your ATM Access Account!


** ATM transactions may be subject to surcharge fees charged by the individual ATM owner. Some restrictions apply.

Share Certificate

A share certificate differs from regular savings account. Higher dividend rates are earned as you lock in your deposits for a specified period of time.

  • $1,000 minimum deposit
  • $50,000 minimum deposit for jumbo rates

Money Market

A money market account gives you easy access to a higher dividend paying account.

  • $2,500 minimum deposit
  • Dividends paid monthly
  • Requires subsequent deposits of $100 or more
  • Minimum withdrawal of $100

Certain transactions are limited to six per month.

Individual Retirement Account

An IRA is a tax-sheltered account that allows you to save on taxes while saving for retirement or other needs.* Relax as we take care of all of the necessary reporting and paperwork required by the IRS. We’ll also handle the rollover or transfer of an existing IRA to TTCU to ensure that all requirements are met.

  • $25 minimum deposit for Individual Retirement Accounts
  • $1,000 minimum deposit for IRA Certificates
  • No required subsequent deposits, setup or maintenance fees
  • Dividends paid quarterly
  • Traditional IRA
  • Roth IRA
  • Traditional IRA Certificates
  • Roth IRA Certificates

* Please consult your tax adviser.