Offer valid through 3/31/23. With approved credit. Some restrictions apply. $5 minimum deposit to open; $25 minimum average balance to receive dividends. Annual Percentage Yield for dividend-bearing accounts is .15% as of 12/1/22. Rate is variable and subject to change after account opening. Fees could reduce earnings on the account. Account must be a new checking relationship; offer does not apply to second or subsequent checking accounts. Existing members only, in good standing without a checking account or a checking account relationship within the last 90 days. To receive the $250 bonus, a qualified recurring payroll or Social Security direct deposit of $500 or more must be established by 5/31/23. Cash bonus payment will be deposited automatically into the new account within 30 days of the third recurring direct deposit. A 1099-INT or applicable tax form for the value of the promotional account credit will be issued to the account holder. Message and data fees may apply from your wireless carrier.