Why Join
We are committed to making sure members are on the financial path that works best for them and their situation.
Your new home doesn't need a perfect down payment.
Many people think they can't buy a home because they don't have enough saved. But there are programs specifically designed to help - and you may qualify for one of them.
Whether you're buying for the first time or ready to own again, TTCU has loan options with low to no down payment required.
Explore Loan Options
FHA Loans - Help buyers who have less than the traditional down payment. Learn more.
VA Loans - Flexible, low down payment options for eligible veterans, active-duty military, and qualifying surviving spouses. Learn more.
USDA Loans - Loans in eligible rural areas may qualify for a $0 down payment. Learn more.
Native American Home Loans (Section 184) - Low down payment options for members of federally recognized tribes. Learn more.
Conventional Loans - Traditional options offering competitive rates and flexible down-payments. Learn more.
All loans subject to program requirements, credit approval and property eligibility. Not all applicants will qualify. TTCU Membership required; eligibility applies. Programs, rates, terms and conditions are subject to change without notice. FHA, VA, USDA and Section 184 loans for qualified borrowers; program requirements apply.