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Back in January I wrote about my desire to purchase a new-to-me car. I was struggling to strike a balance between such a big 'want' and continuing to be financially responsible.

As someone who works in the financial industry, admitting my ignorance about this topic means it may help someone else in return. So it is worth it.

Is there anything more exhilarating than that “new car” smell? Even if you’ve never purchased a new car, you know what I’m talking about.

It has happened to the best of us – you’re going along, paying your bills in a timely fashion when all of a sudden – BAM! – you’re dealing with an unexpected expense.

It has happened to the best of us – you’re going along, paying your bills in a timely fashion when all of a sudden – BAM! – you’re dealing with an unexpected expense.