Sports car in garage

Real talk. What if all this time, you’ve been selling yourself short when it comes to your credit union membership?

We walk through those sliding glass doors, we deposit a check, get some cash and call it a day. Just the same, leaving your money sitting around collecting dust is like leaving a Ferrari in the garage. At TTCU, your membership is a powerful financial tool just waiting to be taken for a spin. Maybe your finances need a tune-up, or perhaps you’ve never really explored the extent of what your credit union offers. Let’s hit the road and discover some ways you can truly maximize your membership’s full potential.

REV UP YOUR SAVINGS WITH A LEVELUP ACCOUNT

Let’s assume you have a checking account. (If you don’t, there are four amazing options for you.)

If you’ve been swiping your debit card, shopping and eating at restaurants, your first adjustment should be to unleash some saving power with a LevelUp account*. Here’s how it works. Every time you swipe your TTCU debit card, purchases are automatically rounded up and the extra change is stashed in your LevelUp account. Plus, your LevelUp account pays 3% APY, a much higher rate than a standard savings account.** This is a super effective way to save passively without even trying. When you spend, you save! Simple as that.

TUNE UP WITH FINANCIAL WELLNESS

Feel like your finances could be running better? A possible untapped resource is TTCU’s Financial Wellness. It’s a three-fold arsenal including:
  • Spending—Trying to monitor your spending? This is a great way to track expenses.
  • Savings Goals—Saving for that sweet ride? This tool can help you set goals to achieve that savings dream.
  • Financial Health—Take an essential step to improve your financial situation by understanding your financial health. Find out your FinHealth Score® today!
Financial Wellness is conveniently located under the ‘Financial Planning’ tab in TTCU’s digital banking experience.

 

NAVIGATE YOUR CREDIT SCORE ONLINE BANKING

Think of our digital banking as a GPS for tracking your credit score. It’s easy to get started! Log in to your account and click ‘Credit Score’ under the ‘Financial Wellness’ tab. Read through and agree to the disclosure, and bam, you’re in.

Now you can keep an eye on your credit score with real-time monitoring. The credit score page in online banking features a versatile dashboard that displays your credit rating, payment history, account mix, credit age, usage and inquiries. Wish your score was better? Get back on track with a personalized ‘Credit Score Action Plan’!

PUT PAYMENTS ON ‘CRUISE CONTROL’ WITH BILL PAY

The hassle of writing checks and buying stamps can really drag you down. With TTCU’s Bill Pay, you can streamline payments from your account, saving time and money. It’s versatile and flexible. You can quickly set up merchants, create reminders, set up automatic payments, schedule them in advance, and more!

GET A FINANCIAL ALIGNMENT

Are your finances feeling a little wobbly? Or, maybe you need help deciding between loans, paying off high credit card debt or saving for retirement. Whatever the need, take advantage of what TTCU’s Certified Financial Counselors can offer! Our staff of highly-trained professionals are available at every location, ready to work with you one-on-one. Financial planning is a journey, and you don't have to ride it out alone.

If you’ve taken any of these resources for a spin, you’re already on track to maximizing your credit union membership potential. We’d love to help you get the most out of being a member, so if you have any questions, feel free to reach out!