Skip to main content

Online Banking


Safe Shopping for the Holidays

Nov 26, 2019 by Becky B.

Tips for keeping your finances safe this holiday season.


The holiday season is fast approaching. And, while protecting your information might seem like a simple task, we often are distracted or in a hurry this time of year. Your financial security sometimes falls through the cracks.

Here are some simple suggestions for fraud protection this holiday season. These tips could save you some money and inconvenience over the next few months.

Safe Shopping1. Do Not Share Your Debit Card with Anyone

Asking a trusted friend or family member to run an errand or put gas in your car seems harmless enough. Unfortunately, it can lead to one of the more common "friendly fraud" scenarios, including instances where the friend uses your card for their personal gain.

Another common scenario is using your debit card to purchase a game or app on a device belonging to someone else. If the information is saved in the device, the owner of the device or computer might unintentionally purchase more games or applications with your banking information or credit card.

2. Take Only What You Need

Before heading out to the mall, clean out your purse or wallet. Take only the required identification and payment methods you really need for your shopping. If your wallet (or purse) is lost or stolen, this will limit your losses and the number of entities you need to contact.

Never leave your belongings unattended, even in your shopping cart as you turn your head to look at an item. Criminals always are watching for you to be distracted so they can snag your prized possessions.

3. Check Your Accounts

Thanks to the power of technology, it's easy to check your bank account balances regularly and on the go. Promptly notifying your financial institution if you notice suspicious activity on your account will help minimize losses and frustration. Checking your account balance often and keeping a closer eye on your funds might also lessen the chance of overdrawing your account.

The holiday season should be a time of family, friends and good cheer. Unfortunately, it can also be a time of heartache and frustration at the hands of fraudsters. While you're out doing your holiday shopping, remember - be aware of your surroundings, protect your information and monitor your accounts.

Have a safe and happy holiday season!